Owner Builders Insurance

BRIC arrange insurances to satisfy the needs of Owner Builders.

We have been working in this area for many years and have developed solutions that reflect the reality of being an Owner Builder.

The products we can assist you with include:

  • Construction Risks
    Material Damage - To protect your work against loss or damage during construction;
    Public Liability - To protect you from claims by third parties who may suffer loss or damage or injury as a result of your work
  • Home Warranty - Required when selling your home

builders plan


We arrange insurance based upon the 'reinstatement' value of the work. Many policies simply insure the cost of work and when a loss occurs you have to rebuild the damaged part of the project - which may be the entire home! Our experience is that having built the house once most owner builders want someone else to rebuild it. If you have declared to us enough sum insured to reinstate your home then our policy pays for the cost of another builder rebuilding it for you - many other policies do not.

We also realise that during the course of a project things may arise which you did not anticipate, causing you to take much longer to complete the work. Our policies are flexible and if required can usually be extended beyond 12 months. Be wary as many other policies are not able to be prolonged.

To obtain a quotation simply download the application form and forward it to us. Otherwise we can provide you with a rough indication of premium over the phone.

To enable us to better understand your needs, we encourage you to contact one of our specialist consultants - give us a call on 1800 077 933.



Specialist Insurance Brokers