Motor Vehicle

Commercial Motor Vehicle Insurance

When a business arranges insurance on its Motor Vehicles it can either insure each vehicle individually or arrange cover for multiple vehicles under the one policy. If the business has enough vehicles, cover can be arranged under a 'Commercial Fleet' policy.

A 'Fleet' policy generally offers a broader level of protection than a standard commercial motor policy, however most insurers will only offer a 'Fleet' policy if the number of vehicles exceeds 15 - 20. Having your vehicles insured under either a commercial or a fleet policy removes the hassle of having numerous policies and not knowing which policy is for a particular vehicle. It reduces the administration burden considerably thereby freeing up your time for more important things!

Sometimes however, the most appropriate insurance program may be to insure your vehicles separately, as we can 'pick and choose' as to which premium is the lesser and place the vehicles with a number of insurers. This is particularly relevant where your business may own some high value or specialty vehicles. Our job is to recommend what we believe to be the best course of action for you.

 

Personal Motor Vehicle Insurance

 

 

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