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Insurance solutions for owner builders

Owner builders face several risks when building or renovating. BRIC can arrange insurance solutions to support you.

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Cover for the essentials

As an owner builder you should have construction risks insurance to help safeguard your work against loss or damage during construction, public liability to insure you from claims by third parties who may suffer loss, damage or injury because of your work and owner builder domestic building insurance for when you are selling your home.

Key product highlights

Building

Owner builders face a range of risks when renovating or building. BRIC arranges insurance you can trust while you build your dream home.

Selling

BRIC helps you arrange owner builder domestic building insurance if required when selling your home.

Specialist advice

BRIC has been assisting owner builders with their insurance needs since 1996.

Cover we can arrange

Construction risks insurance

Construction risks insurance for owner builders provides cover for construction work from loss or damage during the construction period and includes materials, tools, plant and equipment.

It provides cover for legal liability arising from construction work that causes injury or damage to a third party. It also covers products liability (or completed operations liability) which ensures that once you have completed your project and handed over the work, liability for an injury or damage occurring to a third party because of the work is also insured.

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Owner builder domestic building insurance

If you choose to sell your home that was built or renovated as an owner builder, it is a legal requirement in Victoria to obtain owner builder domestic building insurance prior to the sale.

This requirement depends on the value of work undertaken, and the number of years since the work was completed.

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Bovill Risk & Insurance Consultants Pty. Ltd. (BRIC); ABN 78 072 412 474 is a Corporate Authorised Representative of Honan Insurance Group Pty Ltd (AR 1308194), a part of the Marsh Group of companies.

This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings, product disclosure statements and/or target market determination (TMD) available from BRIC on request.

LCPA 25/939