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Commercial structural defects liability insurance solutions

Providing indemnity from liability arising from a structural defect occurring in completed commercial building projects.

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Commercial structural defects explained

Commercial structural defects (CSD) insurance is a product specifically designed to provide indemnity to licensed commercial builders for any legal liability that arises due to a structural defect in a building they have completed.

Structural damage covered could include:

  • Cracking of a warehouse concrete slab requiring reconstruction of the slab
  • Deterioration in the fixing points of tilt slab factory walls requiring rectification and/or replacement
  • Collapse of a roof structure due to insufficient reinforcement or design
  • Incorrect specification of the concrete poured, or the mortar used on block wall construction
  • Movement or heaving in a slab due to incorrect design/construction of the footings
  • Concrete cancer caused by deterioration of the steel reinforcement.

Key product highlights

Coverage

BRIC is currently one of the few providers in the market with direct access to this type of policy.

Claims

Coverage is triggered by the reporting of a claim, rather than the occurrence of the incident.

Local insurer

Australia-wide coverage.

Broad cover for your work

A commercial structural defects policy enhances your insurance program as a small to medium-sized commercial builder and potentially protects you from severe financial stress.

Build your future.

Start the journey with BRIC today.

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Bovill Risk & Insurance Consultants Pty. Ltd. (BRIC); ABN 78 072 412 474 is a Corporate Authorised Representative of Honan Insurance Group Pty Ltd (AR 1308194), a part of the Marsh Group of companies.

This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings, product disclosure statements and/or target market determination (TMD) available from BRIC on request.

LCPA 25/939