What does Construction Risks Insurance cover?

The policy is arranged under two cover sections.

The first provides cover for construction work from loss or damage during the construction period and includes materials, tools, plant and equipment.

The second provides cover for Legal Liability (public liability) arising from construction work that causes injury or damage to a third party.

It also covers Products Liability (or Completed Operations Liability) which ensures that, once you have completed your project and handed over the work, liability for an injury or damage occurring to a third party as a result of the work is also insured. 

Construction risks insurance can be arranged in various ways to ensure appropriate coverage for your business.

Material Damage Cover

Insure your projects whilst they are under construction, including materials and options for contractors plant and tools.

Legal Liability

Covering legal liability arising out of third party property damage and personal injury claims.

Extensive Market Access

BRIC has extensive access to the Australian, London and Singapore markets for Construction Risks Insurance.


BRIC, as a company of Honan Insurance Group Pty Ltd is now fully owned by Marsh Pty Ltd. To find out more, speak to your broker or read the announcement