Professional Indemnity Insurance

Professional Indemnity covers claims alleging a breach of professional duty, including damages payable and legal costs incurred in defending a claim.

Specialist insurance for professionals 

Professional Indemnity Insurance (PI Insurance), protects against claims alleging a breach of professional duty including both damages payable and legal costs incurred in defending a claim.

Professional Indemnity is a specialist area of insurance and should be arranged in partnership with a specialist broker.

As a professional, you are considered an expert in your field. Other people rely upon your expertise, giving rise to a 'Duty of Care'. If you breach this duty of care those persons affected can claim damages against you. This applies even though you may have provided your services free of charge or to people who were not party to your contract.

As a professional you should have Professional Indemnity insurance in place in the event of litigation. Professional Indemnity Insurance is also often needed to satisfy government regulations, contractual obligations or requirements set by your professional body.